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NRI Loans

(loans arranged through HDFC)

Click here to Open EMI Calculator

List of documents to be submitted by Non Resident Indians to avail Housing Loans from HDFC

Photocopies of:

  1. Employment Contract in English (attested by the embassy/employer) should be given
  2. Past occupational history (Biodata)
  3. Latest Salary slip/certificate
  4. Identity Card issued by current employer
  5. Latest Work permit (if possible)
  6. Overseas bank account statement for the last four months
  7. Signed Power of Attorney (Notary has to be done) as per the following:

Download The Power of Attorney Format MS-Word format, PDF format

  • INR 13,000/- to be paid to Janashikara Dream Homes for Documentation Charges. Click here to pay by Cheque or Credit Card
  • A one time fee of 2% of the loan amount applied for is to be paid to HDFC along with duly filled form(available for download below) with required documents. Click here for Payment Details

Click here to Download The Application Format in MS-Word format, PDF format.

Instafinance

Charges: 72,000 x 9 x 5Yrs% += 60M
Rate Per Square Yard - 360/-

Plot Code

Price (in Rs)

EP I

72,000

EP II

1,44,000

EP III

1,08,000

EX I

1,80,000

EX II

3,60,000

EX III

7,20,000

INSTA FINANCE

Now you can avail 100% Instant Finance for purchase of plots through InstaFinance for a interest rate as low as 9% P.A.

A One time processing fee of 10% to be paid in advance with the application form.

EP I: Purchase Cost: Rs.72,000/-

Code

Requested Loan
(in Rs)

Repayment Period
in Months

E.M.I

Advance EMI’s Payable

Balance EMI’s

Pay Online

EP I

72,000

60M

1,740

1740 x5

55M x 1740

click here

EP I

72,000

48M

2,040

2040 x 4

44M x 2040

click here

EP I

72,000

36M

2,540

2540 x 3

33M x 2540

click here

EP I

72,000

24M

3,540

3540 x 3

21M x 3540

click here

EP II: Purchase Cost: Rs.1,44,000/-

Code

Loan Amount
(in Rs)

EMI in Rs.

Repayment Period
in Months

Advance EMI’s

Balance EMI’s

Pay Online

EP II

1,44,000

3,480

60M

5 x 3480

55M x 3480

click here

EP II

1,44,000

4,080

48M

4 x 4080

44M x 4080

click here

EP II

1,44,000

5,080

36M

3 x 5080

33M x 5080

click here

EP II

1,44,000

7,080

24M

3 x 7080

21 x 7080

click here

EP III: Purchase Cost: Rs.1,08,000/-

Code

Loan Amount
(in Rs)

EMI in Rs.

Repayment Period
in Months

Advance EMI’s

Balance EMI’s

Pay Online

EP III

1,08,000

2,610

60M

5 x 2610

55M x 2610

click here

EP III

1,08,000

3,060

48M

4 x 3060

44M x 3060

click here

EP III

1,08,000

3,810

36M

3 x 3810

33M x 3810

click here

EP III

1,08,000

5,310

24M

3 x 5310

21M x 5310

click here

EX I: Purchase Cost: Rs.1,80,000/-

Code

Loan Amount
(in Rs)

EMI in Rs.

Repayment Period
in Months

Advance EMI’s

Balance EMI’s

Pay Online

EX I

1,80,000

4,350

60M

5 x 4350

55M x 4350

click here

EX I

1,80,000

5,100

48M

4 x 5100

44M x 5100

click here

EX I

1,80,000

6,350

36M

3 x 6350

33M x 6350

click here

EX I

1,80,000

8,850

24M

3 x 8850

21M x 8850

click here

EX II: Purchase Cost: Rs.3,60,000/-

Code

Loan Amount
(in Rs)

EMI in Rs.

Repayment Period
in Months

Advance EMI’s

Balance EMI’s

Pay Online

EX II

3,60,000

8,700

60M

5 x 8700

55M x 8700

click here

EX II

3,60,000

10,200

48M

4 x 10,200

44M x 10,200

click here

EX II

3,60,000

12,700

36M

3 x 12,700

33M x 12,700

click here

EX II

3,60,000

12,700

24M

3 x 12,700

21M x 12,700

click here

EX III: Purchase Cost: Rs.7,20,000/-

Code

Loan Amount
(in Rs)

EMI

Repayment Period
in Months

Advance EMI’s

Balance EMI’s

Pay Online

EX III

7,20,000

17,400

60M

5 x 17,400

55M x 17,400

click here

EX III

7,20,000

20,400

48M

4 x 20,400

44M x 20,400

click here

EX III

7,20,000

25,400

36M

3 x 25,400

33M x 25,400

click here

EX III

7,20,000

35,400

24M

3 x 35,400

21M x 35,400

click here

List of documents to be submitted by Resident Indians to avail Housing Loan in Royal City

(Loans arranged through Punjab National Bank and State Bank of Patiala)
  • Six passport size photos
  • Income proof (Salary slip or IT returns)
  • Identity proof (ID Card)
  • Signature proof
  • Residence Proof
  • 24 post dated Cheques
  • Service certificate (for employees)

Interest Rate (Current):12.75 % PA (Diminishing)

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